At Panghat Finance, we believe in empowering underserved communities through accessible credit. Our Microfinance & Small Loan service is designed for low-income individuals, rural entrepreneurs, small traders, and self-help groups who are excluded from traditional banking systems.

These small loans help customers meet working capital needs, start or grow small businesses, cover educational expenses, or manage emergencies. We focus on promoting financial inclusion by making credit available with simple processes and minimal documentation.

Loan amount starting from ₹10,000
Flexible repayment terms up to 24 months
Affordable interest rates and no hidden charges
Minimal paperwork and easy eligibility
Priority given to rural families and women entrepreneurs
Financial literacy assistance for first-time borrowers